BoatUS News: Ice and Freeze Coverage?
NEWS From BoatUS
Boat Owners Association of The United States
880 S. Pickett St., Alexandria, VA 22304
FOR IMMEDIATE RELEASE
Press Contact: D. Scott Croft, 703-461-2864, SCroft@BoatUS.com
Boaters in northern states may want to look at adding freeze coverage to their boat insurance policies, especially if the boat is stored inside and there is no generator to back up winter power.
Boaters: Should You Add Ice and Freeze Coverage to Your Boat Policy Now?
Inexpensive Option Good for DIYers, Winter Trailerboaters
ALEXANDRIA, Va., September 24, 2015 — Many boat owners think they don’t have to worry about freeze damage if they live in temperate states or if they keep their boat in an indoor, heated storage area in Northern climates. But they may want to rethink that. Every year, the Boat Owners Association of The United States (BoatUS) Marine Insurance Program gets freeze damage insurance claims for boats in Southern states hit by a hard freeze, and claims for boats stored indoor in Northern states where storms took out the electrical power ‘“ which usually means no heat. So the first rule of winter storage for any boat is to winterize properly.
Even then, small winterizing mistakes like not draining all of the areas of the engine raw water system can easily destroy an engine. For that reason, BoatUS says ice and freeze coverage may also be a smart option for do-it-yourselfers who want peace of mind, or for trailer boaters who store their boat in a heated garage or travel between warm and cold states.
Typically offered as a policy `rider’ to boats stored in northern climates, it’s inexpensive ‘“BoatUS offers the add-on coverage for as low as $20. However, there is a deadline to purchase this coverage as most insurers don’t offer it once temperatures get cold, usually the end of October.
BoatUS says the good news is that boats in warmer, temperate states often have this feature added to their policy automatically, but boaters should check with their insurer.
For more information on boat insurance or ice and freeze coverage, go to www.BoatUS.com/insurance or call 800-283-2883.
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About Boat Owners Association of The United States (BoatUS):
BoatUS is the nation’s largest organization of recreational boaters with over a half million members. We are the boat owners’ voice on Capitol Hill and fight for their rights. We help ensure a roadside breakdown doesn’t end a boating or fishing trip before it begins, and on the water, we bring boaters safely back to the launch ramp or dock when their boat won’t, day or night. The BoatUS Insurance Program gives boat owners the specialized coverage and superior service they need, and we help keep boaters safe and our waters clean with assistance from the non-profit BoatUS Foundation for Boating Safety and Clean Water. Visit BoatUS.com.
Comments from Cruisers (9)
We sail our 36-ft sailboat from Fort Myers Beach to Key West regularly, but do it as one twenty-two hour passage at 5.5 kt. It’s 28 miles longer than from Naples – obviously an over-nighter for us.
We have also gone to Marco and left at 4 am and arrived before dark the same day, sailing straight line. It does take you offshore a bit.
You can get from Marco to Marathon all in daylight. You can probably do it from Naples, too, if you can go eight kts. I have a good set of waypoints I’ll send you if you like. You need to know where you are going through the Moser Channel 7-mile bridge to Marathon. One big drawback of this passage in December is that this section of Florida Bay from Cape Romano to Marathon is wall-to-wall stone crab traps. It’s like going through a thirty mile-slalom course unless you’re not concerned with snagging a trap.
It’s a good day’s run from Marathon to Key West, either on the inside if your draft allows it, or on the Hawk Channel between the Keys and the barrier reef.
Jay Light
S/V ALBORADA
Ft. Myers Beach
Bob,
The trip from Naples to the Keys is very simple. We did it last year in our 45′ sailboat with a 5′ draft. We did an overnight from Marathon to Naples a distance of less than 100 nm and then from Charlotte Harbor back to Key West which is less than 150 nm. The distance from Naples to Key West isn’t much different than to Marathon. Assuming you run around 10 kts it is an easy day trip. The water once you get out of Gordon Pass in Naples is mostly 10-30′ deep (some deeper) until you get to Key West where there are multiple shoals and islets so you will need to plan which channel you need to take to were you’re going at Key West. My suggestion is to pick a good weather day and do the trip in a day unless you want to do some other sight seeing along the way. At 4′ you shouldn’t have any issues as long as you watch your charts. Also, the waters around south Florida and the Keys are full of crab and lobster pots along with fish traps so you will need to keep a good watch. We did overnights and had no problems.
Avoid the Marinas!! This is the prettiest part of Florida, and should be ANCHORED OUT to enjoy.
You can go on the inside from Naples to Marco, then outside around Johnson Shoals (east of Marco Island is a bit skinny water, but the shrimpers and crab boats do it – I did it with 3′ draft and got out of the channel in the fog and ran aground). After Johnson Shoals, head back east into the ten thousand islands and spend as many days anchored in this beautiful area as your schedule allows – there are dozens of spots just inside the mangrove islands. You can run south along the park boundary markers in good depth, and never be too far from a safe anchorage. After you get to the Little Shark River, I always head directly to the keys, via the yacht channel, and then run the north side to the keys to Key West.. There is a brief interval just before arrival in Key West Northwest Channel where you have to go in unprotected waters, so wait for calm or some direction other than North wind for that.
Ben, made that trip last January. We went from Marco Island to Little Shark River, overnight anchorage, then down to 7 mile bridge and turned west for Key West. Shark River to Key West took about 10 hours. We cruised at 7-8 knts. Winds normally are easterly and we left Shark River at first light to take advantage of the light winds. By the time we turned west the winds had picked up considerable but then they were a following sea, 3-5 ft. And 10-11 secs apart so ride was ok. We were prepared to spend several nights at Shark River if winds dictated. Pick a good 2 day weather window.
The last time I cruised Florida Bay was late August 1980, Marathon to Naples, but then the chief hazard other than weather was the lobster or crab traps, some with buoys just under the surface. Thousands of them! You may want to add cutter blades to your shafts.
We always do it as a straight shot overnight. It is just under 100 nautical miles Naples pier to Key West. I use 5 knots for planning but unless weather is ugly do about 6.5 so 15-20 hours from Naples. Weather matters. Pick a cold front and ride south BEHIND it a day or 2. Typically we leave Ft Myers at noon; off Naples at 5P and NW Channel next morning, arrive Key west noon. So no ‘real’ navigating in dark. Set the gps/autopilot on the NW Channel bell buoy, Current runs west to east there so a little westing early is useful. The shrimp boats, if any, are lit up like downtown and there is nothing else out there (actually there are a couple of air force relay towers but you won’t likely even see them- google air force relay towers to find exact coordinates). Pay attention to the breakwater at the entrance to the NW Channel (don’t do this at night unless you have a good chart plotter). You can jump along the coast but it is longer as the coast moves significantly East south of Cape Romano. Marco isn’t far enough from Naples to help the cause; Goodland is better but you will need to worry about tide levels coming out by Coon Key. (Running the inside from Marco to Goodland is great but watch tides- 4′ draft is the upper end of what I’d be comfortable with especially in December ) If you anchor out there are good spots at Panther and Indian. Everglades City is nice but again 4′ is the upper limit of my comfort zone and you will lose time going up and down the river. Most folks I know push on to Little Shark, anchor out, and then jump to Marathon. Good Luck. Florida Bay can be mirror calm or a mess.
Ben:
You will definitely have to watch the water depth on the west side of the keys but you should be ok. I have done the “inside” of the keys a couple of times on my Fleming 55 with a 5′ draft. We try to time the shallow areas at high tide but still “touched” bottom a couple of times (I love a big keel!). It was a bit tight for us but you’ll have another foot of comfort so you should be fine. Just go slow and feel your way when it gets shallow – plus make sure your depth sounder is accurately calibrated.
Definitely wait for a very good weather day – not just one that looks ok or good enough.
A couple of points to consider:
The open water distance to either Marathon or Key West is not very different – they are very much open water. Depending on your speed the time difference direct to Key West is only around an hour or so longer.
Many days the fast ferry runs to Key West so there is some comfort knowing at least one boat will be in the vicinity for part of the travel if you go direct to Key West.
If you go to Marathon definitely make a reservation/late arrival arrangements ahead of time. Sometimes space can be limited and they could be gone when you arrive – dock space at the city facility is very limited however the mooring field is amazing in size. I believe the mooring field doesn’t take reservations but we have been able to get reservations on their dock. There are other facilities there but we have only stayed on the dock at the city marina.
Ask around to see if you can find a “buddy” boat to travel along with – may be difficult to find but always nice if you can.
Key West is a great location and you will definitely enjoy it. We’re spending the month of March there again this year and will travel the same route from Naples area straight to Key West.
Don’t hesitate to call or email if you have any questions.
Regards,
Curtis
Get as far south as possible, maybe the Rod and Gun Club at Everglades City, or Calusa Island Marina at Goodland, but certainly no further north than Marco Island.
Then head for middle of the keys, say Marathon area . Leave at daybreak although I am not sure of your speed. We’ve done the Marco to Key West, but we can cruise at 15 knots and that makes a big difference.
Watch your wind forecast. You will get some break from easterly winds if you go down through Florida Bay and close in to Cape Sable. All this being said, it has been a few years since I have made the trip. Lets see what really comes in from some folks who may have made the trip more recently.
Winston Fowler
I had a sailboat that made around 5 knots and drew 5.5 feet. I started out in Fort Myers Beach, and day tripped down the west coast to Everglades City. I had no difficulty in finding safe harbors that would accommodate my draft, but beyond Everglades City, there were no other anchorages that were deep enough.
I and stayed at the Rod and Gun club, and spent a day exploring the town. Watch the overhead power cable. Locals indicated that it was lower than 65 feet, and they took great pleasure in seeing sailboaters come to grief there. Not sure if their info was correct, but just be aware.
Since there were no deep harbors between Everglades City and Key West, I planned on making an overnight trip to Key West. I staged just outside of the river, and departed at 3:30 PM. Got into Key West at 10 AM. Crab pots weren’t a huge problem.
Good luck with the trip.